Stakeless LLC ("Stakeless," "Company," "we," "us," or "our") operates the Stakeless mobile application (the "Service"), a gambling recovery platform that helps users monitor financial activity, detect gambling-related transactions, and connect with trusted contacts for accountability support. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our Service.
By using the Service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with its terms, please discontinue use of the Service.
When you register for and use the Service, you may provide:
The Service integrates with Plaid Technologies, Inc. ("Plaid") to facilitate secure connections to your financial institutions. When you link a bank account, Plaid transmits to us:
We use this data solely to identify potential gambling-related merchant activity and provide the financial monitoring features of the Service. We do not collect or store your bank login credentials. Your interaction with Plaid is governed by Plaid's End User Privacy Policy.
Pursuant to the Consumer Financial Protection Bureau's Section 1033 rule (effective 2026), you retain the right to revoke the Service's access to your financial data at any time through the Service settings or directly through Plaid's consumer portal at my.plaid.com.
If you elect to receive SMS notifications, we collect your mobile telephone number and the numbers of any trusted contacts you designate. Trusted contacts must affirmatively consent — by replying "YES" to an initial opt-in message — before receiving any alerts. Messages are transmitted through Sinch. Any recipient may opt out at any time by replying "STOP."
If you grant permission for push notifications, we collect your device push token to deliver milestone alerts, weekly savings recaps, and optional daily reminders. You can manage notification preferences at any time within the app under Account → Notifications.
The Service is available on a subscription basis, processed through Apple's App Store and managed by RevenueCat. We do not collect, process, or store payment card information. We receive subscription status, renewal dates, and transaction reference identifiers only.
We automatically collect certain technical data including device type, operating system version, approximate location (country level), in-app activity events, and crash reports through our backend infrastructure (Supabase).
We process the information described above for the following purposes:
We do not use your personal information for targeted advertising, third-party behavioral profiling, or any commercial purpose not described in this Policy.
| Provider | Function | Data Shared |
|---|---|---|
| Supabase | Backend database and authentication | Account data, journal entries, transaction records |
| Plaid Technologies | Financial account linking and transaction retrieval | Financial institution access tokens and transaction data |
| Sinch | SMS message transmission | Mobile phone numbers and message content |
| RevenueCat / Apple | Subscription and in-app purchase management | Subscription status and transaction identifiers |
Upon detection of a potential gambling-related transaction, the Service will transmit an SMS alert to trusted contacts who have opted in. Alert messages contain limited information: your first name and a notification that a relevant transaction was detected. We do not disclose your complete financial information, account numbers, or transaction details to trusted contacts.
We may disclose your personal information when required by applicable law, court order, or governmental authority, or when reasonably necessary to protect our rights, prevent wrongdoing, or protect user safety.
In the event of a merger, acquisition, or similar transaction, your personal information may be transferred as part of that transaction. We will provide notice prior to any such transfer resulting in a material change to this Policy.
We do not sell, rent, trade, or otherwise transfer your personal information to third parties for monetary or other consideration. This commitment extends to your financial data, health and recovery-related information, contact details, and all other personal information processed by the Service.
Regardless of your jurisdiction, you have the right to:
To exercise any of these rights, contact us at support@stakeless.app.
California residents have the following rights under the CCPA and CPRA: Right to Know, Right to Delete, Right to Correct, Right to Opt Out of Sale/Sharing (we do not sell personal information), Right to Limit Use of Sensitive Personal Information, and Right to Non-Discrimination. To submit a verifiable consumer request, contact us at support@stakeless.app. We will respond within forty-five (45) days of receipt.
If you are located in the European Economic Area, the United Kingdom, or Switzerland, we process your personal information on the following legal bases: (i) performance of a contract with you; (ii) your explicit consent for optional features such as SMS notifications and financial account linking; and (iii) our legitimate interests in operating and improving the Service. You have the right to access, rectify, erase, restrict, and port your personal data, to withdraw consent at any time, and to lodge a complaint with your local supervisory authority.
We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information, including:
No method of electronic transmission or storage is completely secure. We cannot guarantee absolute security. In the event of a data breach likely to result in risk to your rights and freedoms, we will notify affected users as required by applicable law. If you suspect unauthorized access to your account, contact us immediately at support@stakeless.app.
The Service is intended solely for individuals who are 18 years of age or older. We do not knowingly collect, solicit, or maintain personal information from persons under the age of 18. If we become aware that we have inadvertently collected personal information from a minor without verifiable parental consent, we will take prompt steps to delete such information. If you have reason to believe that a minor has provided personal information to us, please contact us at support@stakeless.app.
By providing your mobile telephone number and electing to receive SMS notifications, you consent to receive automated text messages from Stakeless, which may include alerts when gambling-related transactions are detected, notifications to your designated trusted contacts upon their separate consent, and service-related account notifications.
Message frequency varies based on your financial activity. Standard message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance or email support@stakeless.app. SMS services are provided through Sinch.
The Service contains integrations with third-party services including Plaid's account-linking interface. We are not responsible for the privacy practices or content of third parties. We encourage you to review the applicable privacy policies of any third-party service you access in connection with the Service.
We reserve the right to modify this Privacy Policy at any time. When we make material changes, we will update the Last Updated date at the top of this Policy and, where required by applicable law or deemed appropriate, provide notice via in-app notification or email to the address associated with your account. Your continued use of the Service following notice of any changes constitutes your acceptance of the revised Policy.
© 2026 Stakeless LLC. All rights reserved.